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2015 HSA CONTRIBUTION LIMITS, DEDUCTIBLES, AND OUT-OF-POCKET EXPENSES

2015 offers individuals and families additional opportunities to save for current and future health care with a Health Savings Account (HSA):

  • HSA holders can choose to save up to $3,350 for an individual and $6,650 for a family (HSA holders 55 and older get to save an extra $1,000 which means $4,350 for an individual and $7,650 for a family) - and these contributions are 100% tax deductible from gross income.
  • Minimum annual deductibles are $1,300 for self-only coverage or $2,600 for family coverage.
  • Annual out-of-pocket expenses (deductibles, copayments, and other amounts, but not premiums) cannot exceed $6,450 for self-only coverage and $12,900 for family coverage.

Minimum
Deductible

Maximum
Out-of-Pocket

Contribution Limit

55+ Contribution

Single

$1,300

$6,450

$3,350

$1,000

Family

$2,600

$12,900

$6,650

$1,000