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2015 401k 403b IRA Contribution Limits

2014

2015

Increase

Limit on employee contributions to 401k, 403b, or 457 plan

$17,500

$18,000

$500

Limit on age 50+ catchup contributions to 401k, 403b, or 457 plan

$5,500

$6,000

$500

Traditional and Roth IRA contribution limit

$5,500

$5,500

None

Traditional and Roth IRA age 50+ catchup contribution limit

$1,000

$1,000

None

SIMPLE 401k or SIMPLE IRA contributions limit

$12,000

$12,500

$500

SIMPLE 401k or SIMPLE IRA age 50+ catchup contributions limit

$2,500

$3,000

$500

Maximum annual additions to all defined contribution plans by the same employer

$52,000

$53,000

$1,000

Highly Compensated Employee definition

$115,000

$120,000

$5,000